The FTRA payment policies can include fees, chargeback policies, and compliance with anti-money laundering laws.

1. Transaction fees: Some services charge a fee for each transaction. Conversion fees: Some services charge a fee when converting cryptocurrency to another FIAT currency.

2. Mining fees: In Bitcoin, miners choose which transactions to include in a block based on the transaction fee.

3. Chargeback policies, No chargebacks: Some cryptocurrency transactions, like Bitcoin, don't allow chargebacks because they are peer-to-peer. Compliance with anti-money laundering laws. Some services require users to comply with anti-money laundering laws and regulations.

4. FTRA Transfer limits, Some services may limit the amount of cryptocurrency that can be paid in a given period.

5. Reversible transactions, Some services may not allow users to reverse transactions once they are confirmed.

CBDC is the safest digital asset transaction options available to the general public for cross-border transfer to any external local Bank, with no associated credit or liquidity risk that is why the FTRA Fee is Mandatory.